Terms of Service

Last updated: June 27, 2026

These Terms and Conditions govern your use of Catalyst ("Catalyst", "we", "us", or "our"). Please read them carefully before using the Service.

By accessing or using Catalyst you agree to be bound by these Terms. If you do not agree, do not use the Service.

Interpretation and Definitions

Definitions

For the purposes of these Terms:

•Application / Service refers to Catalyst, the news-driven trading-bot software and dashboard.
•Company ("we", "us", "our") refers to Catalyst.
•Exchange means a third-party cryptocurrency exchange (e.g. Binance) you connect to enable live trading.
•Paper Mode is a simulation that uses virtual balances and real market prices; no real money or real orders are involved.
•Live Mode means the bot places real orders on a connected exchange using the API key you supply.
•Signal is the bot's assessment of a news item or market condition, which may or may not result in a trade after risk checks.
•Subscription refers to a recurring paid plan that unlocks premium features.
•Third-party Service means any service or content provided by a third party and made available through the Service (e.g. DeepSeek, exchanges, news providers).
•You means the individual or entity accessing or using the Service.

Acknowledgment

These Terms set out the rights and obligations of all users of the Service. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms and our Privacy Policy. They apply to all visitors and users.

You represent that you are at least 18 years old and legally permitted to use crypto-related services in your jurisdiction. If you disagree with any part of these Terms, you may not use the Service.

⚠Trading Risk & No Financial Advice

Not financial advice

Catalyst is an educational tool. It does not provide financial, investment, tax, or legal advice, and nothing in the Service is a recommendation to buy or sell any asset. You are solely responsible for your own trading decisions.

Crypto trading is high-risk

Cryptocurrency markets are extremely volatile. You can lose some or all of your money, and live trading can lose money rapidly. Never trade funds you cannot afford to lose. Possible consequences of live trading include:

•Partial or total loss of capital
•Losses from slippage, fees, latency, or exchange outages
•Trades the bot took, missed, or mistimed because a signal was wrong or news was misjudged

No guarantee of performance

Signals are generated by an LLM (DeepSeek) with a keyword fallback and gated by risk rules. They may be wrong, incomplete, or untimely. Past or simulated performance does not indicate future results, and we do not guarantee any profit or outcome.

⚠ By using Catalyst — especially in Live Mode — you acknowledge that you have read, understood, and accepted the risks above, and that all trading decisions and their outcomes are your own responsibility.

Paper Mode & Live Trading

•New accounts start in Paper Mode by default — a simulation with virtual balances and real prices, so you risk nothing while you learn.
•Switching to Live Mode requires connecting a real exchange API key and a deliberate confirmation. We make the safe choice the default.
•We strongly recommend trade-only API keys with withdrawals disabled. You should never grant withdrawal permissions to the bot.
•You can return to Paper Mode or disconnect your exchange at any time.

User Accounts

You must provide accurate, complete information when creating an account and keep it current. You are responsible for safeguarding your credentials and for all activity under your account. Notify us immediately of any unauthorized use or security breach.

Third-Party Exchanges & API Keys

When you connect an exchange, you authorize Catalyst to place orders permitted by the API key you supply. You are responsible for the permissions granted by that key and for complying with the exchange's own terms. We are not affiliated with, and not responsible for, any exchange's availability, pricing, or order execution.

Subscription Plans and Billing

Plans

•Free: paper mode, all charts and indicators, full backtesting, a limited watchlist, and the decision log. No credit card required.
•Pro: everything in Free plus live trading, an unlimited watchlist, a faster scan interval, and alerts.
•Club: everything in Pro plus team seats, shared configuration and watchlists, and API access (where available).

Billing & cancellation

Paid plans renew automatically each billing period until cancelled, via our third-party payment processor — we never see or store your card details. You can cancel any time from your account settings and will keep paid features until the end of the current period, after which your account downgrades to Free.

Refunds

Where offered, refunds are handled according to the policy in effect at purchase. Contact support@catalyst.trade with any billing question.

Acceptable Use Policy

You agree to use the Service lawfully and NOT to:

•Use the Service for market manipulation, wash trading, or any unlawful trading activity
•Use automated scripts, bots, or scrapers to access the Service beyond its intended interfaces
•Attempt to bypass subscription limits, rate limits, or other usage restrictions
•Reverse engineer, resell, or commercially exploit the Service as a competing product
•Interfere with or disrupt the Service, its infrastructure, or connected exchanges
•Impersonate any person or entity, or misrepresent your affiliation

Violation may result in immediate suspension or termination of your account without refund.

Intellectual Property

The Service and its original content, features, and functionality are and remain the exclusive property of Catalyst and its licensors, protected by copyright, trademark, and other laws. Our trademarks may not be used without our prior written consent. News headlines, prices, and other third-party content remain the property of their respective owners.

Links to Other Websites

The Service contains links to third-party sites — including the news providers whose headlines we display — that we do not own or control. Following a link opens that site in a new tab. We assume no responsibility for the content, policies, or practices of any third-party site and shall not be liable for any loss arising from your use of them.

Termination

We may suspend or terminate your account immediately, without prior notice, for any reason, including breach of these Terms. Upon termination your right to use the Service ceases. You may terminate at any time by discontinuing use or deleting your account; server-stored data (including exchange API keys) is deleted within 30 days.

Limitation of Liability

To the maximum extent permitted by law, in no event shall Catalyst or its suppliers be liable for any trading or investment losses, lost profits, lost data, or any indirect, incidental, special, or consequential damages arising from your use of the Service — even if advised of the possibility of such damages.

Catalyst's total liability for any claim shall not exceed the amount you actually paid us in the twelve (12) months preceding the claim, or USD $100 if you have not paid anything.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided "AS IS" and "AS AVAILABLE" with all faults and without warranty of any kind. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, title, and non-infringement. We make no representation that:

•The Service will meet your requirements or be uninterrupted, secure, or error-free
•Signals, scores, or trades will be accurate, profitable, or timely
•News and price data from third parties will be complete or correct
•Any errors or defects will be corrected

Governing Law & Disputes

These Terms are governed by the laws of the jurisdiction in which Catalyst operates, excluding conflict-of-law rules; your use may also be subject to other local, national, or international laws. If you have a dispute, you agree to first try to resolve it informally by contacting us at legal@catalyst.trade.

Severability & Waiver

If any provision of these Terms is held unenforceable or invalid, it will be modified to achieve its objective to the greatest extent permitted, and the remaining provisions continue in full force. Our failure to enforce a right or provision is not a waiver of it.

Changes to These Terms

We may modify these Terms at any time. For material changes we will make reasonable efforts to provide notice before they take effect. By continuing to use the Service after revisions become effective, you agree to be bound by the updated Terms.

Contact Us

If you have questions about these Terms, you can contact us:

•By email: support@catalyst.trade